Why Form 1095-B may not be sent automatically
Form 1095-B is not always sent automatically because current reporting rules allow coverage providers to furnish the form only upon request. This approach reflects how minimum essential coverage is reported within the system and does not indicate missing coverage or a reporting failure.
What the coverage shown on Form 1095-B means
Form 1095-B confirms that minimum essential health coverage was in place for specific individuals and months during the year. The coverage information reflects how the reporting entity recorded qualifying health coverage within the system.
Which Form 1095 you received and why
Form 1095-B is one of several information returns used to report health coverage, and the specific form issued depends on where coverage originated. The form you receive reflects the reporting system responsible for documenting that coverage.
What a corrected or void Form 1095-B means
Form 1095-B may be marked as corrected when coverage information is updated, or void when a previously issued form should not be used. These statuses reflect changes in how minimum essential coverage was recorded by the reporting entity, not an error or omission by the recipient.
How to get Form 1095-B or what it means if you did not receive it
Form 1095-B is provided by the entity that supplied minimum essential health coverage, such as an insurance company, a government program, or a plan sponsor.
Do you need to do anything with Form 1095-B
Form 1095-B does not require you to fill it out, submit it, or attach it to a tax return. The form serves as confirmation that minimum essential health coverage was recorded for the year and, in most situations, no action is required from the recipient.
Why you received Form 1095-B
Form 1095-B is issued when minimum essential health coverage was provided outside the Health Insurance Marketplace during the year. The form reflects how coverage was recorded by the reporting entity and indicates a normal system process rather than a required action.
Form 1095-B: why you received it and what it confirms
Form 1095-B appears when minimum essential health coverage was provided outside the Health Insurance Marketplace. It confirms that coverage existed during the year and explains how the system records that fact without requiring any action or filing by the recipient.
What it means if you did not receive Form 1095-A
Not receiving Form 1095-A means that Health Insurance Marketplace coverage may not have been recorded for the year or that the form is not applicable to your situation. This outcome is normal in many cases and does not by itself indicate an error or a tax problem.
How Form 1095-A connects to Form 8962
Form 1095-A and Form 8962 are linked because the tax system must reconcile Health Insurance Marketplace coverage with the premium tax credit. Form 1095-A supplies the coverage and payment data, while Form 8962 is used to perform the reconciliation during tax filing.