Form 1095-A does not require you to fill it out or submit it on its own. The form becomes relevant only as part of the tax filing process, where its information may be used to reconcile or claim the premium tax credit based on Marketplace coverage.
When no immediate action is required
Simply receiving Form 1095-A does not create a task or deadline. The form is an informational record generated by the Marketplace and kept for reference. In many cases, no additional steps are needed beyond retaining the form for tax filing.
When the form matters
The information on Form 1095-A is used during tax filing to evaluate Marketplace coverage and any advance payments of the premium tax credit. This evaluation occurs within the tax return workflow and is not a separate submission of the form itself.
What the form is not
Form 1095-A is not attached to a tax return, does not replace other tax documents, and does not by itself determine a refund or balance due. It does not trigger penalties or compliance actions on its own.
How the system uses the information
The Marketplace reports the same information to the Internal Revenue Service. During tax processing, this data is matched against the return to ensure the premium tax credit is handled correctly.
The detailed role of the form in tax filing is explained in how Form 1095-A is used for taxes and how Form 1095-A connects to Form 8962.
If something seems wrong
If the form appears incorrect or is later replaced, this reflects an update to Marketplace records rather than a required action by the recipient.
Information about updates is covered in what a corrected or void Form 1095-A means. If the form was not received, see how to get Form 1095-A or what it means if it was not received.
To return to the main process overview, see Form 1095-A overview or the official document description at IRS Form 1095-A document overview.