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Insurance contract

The insurance contract is a contract whereby the insurer will pay the insured (the person whom benefits would be paid to, or on the behalf of), if certain defined events occur. Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (i.e. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (i.e. a fire insurance policy).

Contract Termination Letter

A contract termination letter is calls off and terminates an agreement and contract. We will provides some useful and effective guidelines to write such a letter.A contract termination letter can be written for many purposes, such as the termination of a contract between a creditor and a businessman, or a termination of contract between a vendor and producer. A contract termination letter is a formal declaration of your intent to terminate business relations with another company.

The following are some of the commonly found contract termination letters.

Prenuptial Agreement

A Prenuptial Agreement is a contract entered into between two people who are about to marry. It sets out how assets will be distributed in the event of divorce or death. It can also be used to address other important matters to the couple about to be married such as rights to future spousal support, etc.

Premarital Agreement

Premarital Agreement is binding legal contract between you and the one you intend to marry. Among the purposes people have in wanting such written agreements is to try to ensure that their assets remain theirs if the marriage fails, to provide that their assets, or at least a large portion of them, go to their children in the event of death, and to work out arrangements for matters that may become problems after the marriage. For some, it is a smart and practical way to acknowledge the fact that nearly half of all marriages end in divorce.

Confidentiality agreement

Occasionally employees use confidential business information for their personal or financial advantage and may even disclose it to competitors. To capture in writing the employees commitment not to benefit personally from confidential information or improperly disclose it to others, use Form 9D: Confidentiality Agreement, Also called a non-disclosure agreement, a confidentiality agreement can prohibit an employee from disclosing a secret invention, design, an idea for a new website, or confidential financial information about your company.

Employment contract

Employment contract is an agreement to the terms and conditions of employment – agreed by both the employer and employee. In principle, a contract is created as soon as a person agrees to work for the employer whom may have previously outlined the conditions of employment.

Employers and employees are free to negotiate and agree on the terms and conditions of employment (with reference to a company’s own system of compensation and benefits) provided that these terms do not violate the provisions of the Employment Ordinance (EO). If in doubts, they should consult legal advice.